Committed to Helping Students Worldwide with Cost-Effective University and Accommodation Fee Payments
At PAYUNI, our mission is to empower students globally by providing quick and cost-effective solutions for paying their university and
accommodation fees. We understand the challenges international students face, and we're here to simplify the process for you.
Here's what we offer:
In an increasingly interconnected world where we operate across borders, the need for efficient and reliable international remittance services
has become paramount. However, the current landscape is plagued with challenges that hinder the smooth and cost-effective transfer of funds. In
response to this, PAYUNI emerges with a vision to revolutionize the industry.
At PAYUNI, we are committed to breaking down barriers and creating a seamless global financial network that puts the power of international
remittance back in your hands. Our vision is to provide you with innovative solutions that make cross-border payments not just efficient but also
affordable, secure, and accessible.
As we embark on this journey, we are driven by our dedication to serving our customers better and making a positive impact on their lives. We
understand the importance of your financial transactions and the trust you place in us.
Thank you for joining us on this exciting path of transformation. Together, we will shape the future of international remittances.
Warm regards,
Jayaprakash
CEO, PAYUNI
Flexibility
To give you the power to make things happen
Easy transfers
Business without borders
International Payments
A powerful open API
Affiliates and partnerships
Automated accounting
A safe, reliable, and efficient international payment system is a prerequisite for economic development. At PAYUNI, we are dedicated to making
anywhere-to-anywhere, any-currency money transfers seamless and secure. We achieve this by offering an efficient and user-friendly technology
platform for all our users.
Security
We show our value by serving faithfully
Transparent Pricing
Each year, an astounding USD 1.8 billion is lost to 'hidden' exchange rate mark-ups.
Read more Read less
At PAYUNI, we are here to provide a solution free from
hidden costs and minimalistic transaction charges. As an aggregator working alongside our channel partners, we enable seamless international
payments. Our platform takes care of all aspects, including exchange rates and applicable taxes, ensuring students can access details and make
payments effortlessly using Internet Banking, Debit/Credit Cards, and more.
Fully Encrypted
We take your security seriously. Our platform operates within a fully encrypted web browser,
Read more Read less
ensuring that all data transmitted between users and the website is rendered indecipherable to any potential interceptors, including hackers, agents, and internet service providers. This encryption
guarantees the privacy and security of your online activities.
Safe and Secure
Securing online payment methods is our top priority. We employ trusted payment processors
Read more Read less
and gateways, install SSL certificates on our website,
and ensure PCI compliance for card payments. As a testament to our commitment to security, we are proud to announce our ISO/IEC 27001:2013
certification, recognizing us as a company that provides secure online solutions for international remittance.
At PAYUNI, your safety and peace of mind are at the forefront of everything we do. We look forward to providing you with the highest
standards of service and security.
Our Awesome Features
Stay ahead of the curve, ready for everything
Deadline reminders
Information retrieval
Transparency on Rate and Charges
Simple Process
Instant Confirmation
Email/WhatsApp Notifications
Say goodbye to waiting and delays with our instant money transfer service anywhere in the world. With our secure and efficient platform, your funds will be where they need to be in the blink of an eye. Trust us for swift, hassle-free, and reliable instant money transfers
& experience the future of financial transactions today!
Our Blog
February 24, 2025
How Trump's Tariffs on Canada & Mexico Might Affect the Global Student Market
The Trump administration has done it again by suggesting tariffs against Canada and Mexico, two of the United States' biggest trade partners. These economic actions, while targeted toward safeguarding American businesses, have ripple effects well beyond manufacturing and trade. There is one area that might face major disruption and that...
The Trump administration has done it again by suggesting tariffs against Canada and Mexico, two of the United States' biggest trade partners. These economic actions, while targeted toward safeguarding American businesses, have ripple effects well beyond manufacturing and trade. There is one area that might face major disruption and that is international education, or the global market for students.
Effect on Canadian and Mexican Education Systems
Economic Burden on Universities: Canadian and Mexican higher education institutions are highly dependent on foreign students as a source of income. If economic recessions result from tariffs, government subsidies and private investments in universities can decrease, impacting infrastructure, research, and student services.
Increased Cost of Education: Economic instability will contribute to inflation and devaluation of currency in both Mexico and Canada, and the cost of education will become higher for students within the countries and abroad. This could discourage students from taking admissions in Canadian and Mexican universities.
Decline in International Student Enrolment: Canada is one of the biggest international student hubs Economic uncertainty might render Canadian universities less desirable,and students may look for other options in more stable economies.
Changing Preferences in the International Student Market
Diversification to Other Study Hubs: In the event that economic conditions in Mexico and Canada become uncertain, students could turn to the UK, Australia,and European nations. Stable economies and open immigration policies in such countries could attract a large number of students who might otherwise have settled for Canada or Mexico.
Tuition Fee and Scholarship Changes: Canadian and Mexican universities can raise tuition fees for foreign students to offset losses, making it more expensive to study abroad. This might lead to students seeking alternative, cheaper options in Europe and Asia.
Impact on U.S.-Canada-Mexico Student Exchange Programs: Tariff tensions could also curtail cross-border exchange programs and academic cooperation among these countries. This would restrict opportunities for students to gain international experience.
What This Means for International Students and Institutions
For Students: Future students heading for Canada or Mexico would need to watch economic stability and currency variations closely, since these might alter living expenses as well as fees. Financial assistance, scholarships, and other ways of financing their studies may take on a vital role.
For Learning Institutions: Canadian and Mexican universities must formulate contingency measures, including extending recruitment drives to emerging markets, diversifying funding sources, and providing additional incentives to encourage international students in the face of economic uncertainty.
Conclusion
Trump's tariffs against Canada and Mexico are more than economic policies there are extensive implications across sectors, including global education. Students and institutions will have to adapt to the change as economic instability threatens, but governments and policymakers need to try to keep the global student market from being severely disrupted.
With nations such as Canada being a leading destination for foreign students, especially from India and Asia, institutions need to take proactive steps to keep themselves attractive even in the face of economic downturns.
February 18, 2025
UK-India Young Professionals Scheme 2025: A Bright Chance for Indian Citizens
The UK-India Young Professionals Scheme 2025 has now launched, providing the opportunity for 3,000 young Indian citizens to live, work, study, and visit the United Kingdom for up to two years. The scheme aims to enhance relations between the two countries while opening the door to talented individuals from around...
The UK-India Young Professionals Scheme 2025 has now launched, providing the opportunity for 3,000 young Indian citizens to live, work, study, and visit the United Kingdom for up to two years. The scheme aims to enhance relations between the two countries while opening the door to talented individuals from around the globe to experience foreign lands and further their knowledge.
What is the UK-India Young Professionals Scheme?
The UK-India Young Professionals Scheme is a part of the overall UK-India Mobility and Migration Partnership, aimed at promoting cultural exchange and professional development. Eligible Indian citizens can avail themselves of life in the UK, discover career prospects, and develop their global skill set under this scheme.
How to Apply?
The application process for this scheme is simple and starts with a free ballot system. Here's what you need to know:
The voting will begin from February 18, 2025, 2:30 PM (IST) and continue until February 20, 2025, 2:30 PM (IST). Eligible Indian citizens can participate for free on gov.uk.
Only a random group of participants will be selected and invited to make an application under the scheme.
Why Apply?
If you’re an ambitious young professional looking for international exposure, this scheme provides an incredible platform to:
• Gain valuable work experience in the UK.
• Enhance your academic credentials and skill set.
• Immerse yourself in UK culture and lifestyle.
• Build global professional networks.
Eligibility Criteria
• To be considered for the scheme, applicants must:
• Be an Indian citizen aged between 18 and 30.
• Hold a bachelor’s degree or higher.
• Have sufficient funds to support themselves in the UK.
• Pass English language proficiency tests.
Final Thoughts
The UK-India Young Professionals Scheme 2025 is a great chance for young Indian nationals to experience an entire universe of opportunities in the United Kingdom. If you are eligible and would like to accept a new challenge, put on your calendars and submit your entry in the ballot on time!
January 23, 2025
Navigating Post-Graduation Options for International Students – 2025
Navigating Post-Graduation Options for International Students—2025
Graduation is an exciting milestone, but it marks the beginning of a new chapter filled with critical decisions for international students.
This blog discusses the post-graduation options available to international students and how best to make choices that fit in with your aims.
Work...
Navigating Post-Graduation Options for International Students—2025
Graduation is an exciting milestone, but it marks the beginning of a new chapter filled with critical decisions for international students.
This blog discusses the post-graduation options available to international students and how best to make choices that fit in with your aims.
Work Permits and Employment Opportunities
One of the first steps after graduation is understanding your eligibility for work permits and long-term residency. Countries like Canada have managed to create post-graduation work permits where international students get a chance to work, hence gaining experience. In 2025, Canada put in place new rules for the extension of PGWP, which allows the graduate to bridge over into permanent residency programs like Express Entry or PNPs.
Key Takeaways to Ensure Success of PGWP:
1. Apply Well in Time: Apply for the PGWP 180 days after receiving your final marks.
2. Eligibility: Ensure your institution and courses are eligible to get a PGWP.
3. Networking: This is the starting point; begin networking even before graduation.
Education
Advanced degrees or certifications can be pursued to upgrade their skills or change the career line for many international students. Master's degrees, MBAs, or specialized diplomas can offer options for better-paying jobs and wider scope for immigration.
Why Seek More Education?
•Attain Advanced Skills: Acquire top-level knowledge in your area of specialization.
•Immigration Benefits: Stay longer in Canada and have a better PR application.
•Career Transition: Change industry or job function.
Entrepreneurial Ventures
For those who have a vision, starting a business can be a fulfilling way. Many countries offer start-up visas to international graduates, allowing them to contribute to the local economy.
For example, Canada's Start-up Visa Program has gained many applicants who bring innovative ideas to the market.
Steps to Start:
•Validate your business idea with market research.
•Seek mentorship through incubators and accelerators.
•recognize the legal and financial needs of an enterprise.
•Create a business plan that details your goals and intent.
January 09, 2025
Attention January Intake Students Traveling to Canada!
The Canada Border Services Agency (CBSA) has introduced an interview/verification process for international students at the airport.
Key Takeaways:
Carry your Post-Admission Letter (PAL) and Letter of Acceptance (LOA) – ensure they match your intake.
Be thoroughly familiar with your application documents.
Respond confidently to CBSA queries and have all...
The Canada Border Services Agency (CBSA) has introduced an interview/verification process for international students at the airport.
Key Takeaways:
Carry your Post-Admission Letter (PAL) and Letter of Acceptance (LOA) – ensure they match your intake.
Be thoroughly familiar with your application documents.
Respond confidently to CBSA queries and have all required documents ready.
Avoid unnecessary stress by being well-prepared. Watch this video for all the tips to ensure a smooth entry into Canada!
Let’s make your study abroad journey hassle-free!
January 08, 2025
Canada has recently implemented significant changes affecting international students:
Reduced Study Permit Caps: In September 2024, the Canadian government announced a reduction in the number of new international student study permits. The cap will decrease by 10% from the 2024 target of 485,000 to 437,000 for both 2025 and 2026. This policy aims to address concerns about housing shortages...
Reduced Study Permit Caps: In September 2024, the Canadian government announced a reduction in the number of new international student study permits. The cap will decrease by 10% from the 2024 target of 485,000 to 437,000 for both 2025 and 2026. This policy aims to address concerns about housing shortages and the capacity of institutions to support students.
December 17, 2024
Canada Increases Working Hours for International Students: A New Opportunity
Good news for international students in Canada! Effective November 8, 2024, the Canadian government increased from 20 to 24 hours of off-campus work per week for international students outside school terms. According to government officials, this increase will enable students to increase their chances of becoming more financially independent as...
Good news for international students in Canada! Effective November 8, 2024, the Canadian government increased from 20 to 24 hours of off-campus work per week for international students outside school terms. According to government officials, this increase will enable students to increase their chances of becoming more financially independent as they balance such aspects with academic responsibilities.
Here is a short description of what this change entails and how it will benefit international students, as well as all of Canadian society.
This policy move does parallel Canada's two goals of supporting its burgeoning population of international students and addressing labor shortages in critical sectors. Meanwhile, by giving the students permission to work up to 24 hours a week, the government aims to balance the financial support for these students with the situation that they must still prioritize studying.
• More Work Hours Off-Campus: The cap on weekly hours during term time has been raised to 24 per week from the previous 20 hours.
• Work off Term Time: This is not restricted, and students can work full-time without affecting any of this.
• Increased amount of work: The raise means students now have more hours to gain experience in working roles that are relevant to their longer-term career objectives.
Advantages for Global Students
1. Greater Financial Flexibility
• Earn more income to cover daily expenses.
• Save for tuition fees or emergencies.
• Reduce dependency on loans or financial support from family.
2. Valuable Canadian Work Experience
• Strengthen resumes for post-graduation job searches.
• Build industry-specific skills and knowledge.
• Offer insights into Canadian workplace culture, which is beneficial for those planning to settle in Canada.
3. Pathway to Permanent Residency
For those students seeking permanent residency (PR), Canadian work experience must be acquired. Those extra hours can easily count toward the needed work experience hours under such programs as the Canadian Experience Class (CEC).
Admission for Students
Although this policy has its many advantages, there are also some considerations that students must bear in mind:
• Academic Performance: Work should not consume too much of their time. Overwork can play a devastating role in grades possibly meaning visa conditions are breached.
• Tax Obligations: Students in Canada must comply with tax rules, meaning that they keep abreast of their net income and the taxes they pay.
• Time Management Skills: An increase in work will attract time management skills to prevent burnout.
Opportunities for Employers
That would be particularly helpful to businesses with labor shortages, such as retail, hospitality, and healthcare companies, as in Canada. Now employers have access to a more devoted, flexible workforce that can better address staffing gaps.
Stay Informed and Empowered!
The increase in work hours presents another new chapter of opportunity for international students in Canada. Whether you like to polish up on financial stability, gather more Canadian work experience, or get prepared for that last stretch in life after graduation, this policy opens exciting possibilities.
December 17, 2024
Australia Proposed Cap on International Students
Australia will introduce a cap on international student intakes starting from 2024 in an attempt to create a more sustainable, regulated, and controlled international education system. In this way, it will put a cap on the number of new international students who can commence their studies in Australia every year....
Australia will introduce a cap on international student intakes starting from 2024 in an attempt to create a more sustainable, regulated, and controlled international education system. In this way, it will put a cap on the number of new international students who can commence their studies in Australia every year. It is proposed in the Education Services for Overseas Students (ESOS) Bill 2024 and is supposed to begin taking effect by January 2025.
Such a move will provide several key motivations. These include the recent increased number of applications for student visas while dealing with housing shortages, the increasing cost of living, and perceptions regarding poor quality education. Critics, however, argue that such a measure may deter or discourage more prospective students, as Australia would mainly be looking at those from such large countries like India, which constitutes the majority of international students.
Note that exemptions under the cap may apply to students undertaking certain transnational education programs or who receive specific government scholarships. Yet, the nature and implications of the cap are still in debate as stakeholders call for clearer definitions and more consultation This policy change, if finalized, will likely impact where international students, especially from India, would prefer to study. It may push the students towards alternative destinations like European or Asian countries with more open policies.
November 05, 2024
Work Opportunities for International Students in Canada in 2025
One of the key reasons Canada remains the top destination for international students in 2025 is the work opportunities it offers. Students can work part-time during their studies and full-time during holidays, enabling them to gain valuable work experience while supporting their education. Upon graduation, students can stay in Canada...
One of the key reasons Canada remains the top destination for international students in 2025 is the work opportunities it offers. Students can work part-time during their studies and full-time during holidays, enabling them to gain valuable work experience while supporting their education. Upon graduation, students can stay in Canada on a Post-Graduation Work Permit (PGWP) for up to three years, giving them ample time to start their careers.
The PGWP provides a pathway to permanent residency, as graduates can transition through programs like Express Entry. With this seamless transition from education to employment and eventual residency, Canada remains an appealing option for students who want to build a future in the country.
November 05, 2024
Canada’s Affordable Education and Scholarship Opportunities in 2025
Canada stands out in 2025 as a top choice for international students seeking affordable, high-quality education. With tuition fees significantly lower than those in the USA, UK, and Australia, international students in Canada can expect to pay between CAD $15,000 and CAD $35,000 per year for undergraduate programs. This affordability,...
Canada stands out in 2025 as a top choice for international students seeking affordable, high-quality education. With tuition fees significantly lower than those in the USA, UK, and Australia, international students in Canada can expect to pay between CAD $15,000 and CAD $35,000 per year for undergraduate programs. This affordability, coupled with Canada’s globally recognized degrees, makes it an attractive option.
Moreover, Canadian universities are committed to supporting international students through scholarships and bursaries. In 2023 alone, Canadian institutions awarded over CAD$1 billion in scholarships, helping students access education without financial strain. With these advantages, students worldwide are flocking to Canada for both quality and affordability.
November 05, 2024
Why Canada Will Remain the Top Destination for International Students in 2025
Canada continues to be a preferred destination for international students in 2025 due to its world-class education system and student-friendly environment. Universities like the University of Toronto and McGill University consistently rank among the best globally, offering a wide range of programs in fields such as engineering, medicine, and business....
Canada continues to be a preferred destination for international students in 2025 due to its world-class education system and student-friendly environment. Universities like the University of Toronto and McGill University consistently rank among the best globally, offering a wide range of programs in fields such as engineering, medicine, and business. These institutions provide excellent research opportunities, helping students prepare for successful global careers.
Beyond academics, Canada is attractive for its competitive tuition fees, ranging between CAD$15,000 to CAD$35,000 annually, which are lower compared to countries like the USA, UK, and Australia. Canada also offers significant financial aid, with over CAD$1 billion in scholarships awarded to international students in 2023. These factors, combined with a welcoming culture, make Canada the top choice for students worldwide.